Financial Management8 min read28 June 2026FedaCash Team
Inventory Financing in Nigeria: Fund Stock Without Depleting Working Capital
Learn how inventory financing works for Nigerian SMEs. Fund stock purchases without depleting cash reserves. Up to NGN 30M.
## What is Inventory Financing?
Inventory financing lets you borrow money to purchase stock, using the inventory itself as collateral. As you sell the stock, you repay the financing.
## How It Works
1. Identify stock you need to purchase
2. Apply for inventory financing through FedaCash
3. FedaCash pays your supplier directly
4. You sell the stock and repay
5. Release funds for your next inventory cycle
## Benefits
- Preserve working capital for other needs
- Take advantage of bulk purchase discounts
- Stock up for peak seasons without cash strain
- No collateral beyond the inventory
- Up to NGN 30,000,000 financing
## Best For
- Retail businesses and wholesalers
- Distributors needing large stock quantities
- Manufacturers needing raw materials
- Seasonal businesses preparing for peak periods
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Finance your inventory. Download the FedaCash App from Google Play.
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