Why Choose FedaCash
We make business financing simple, fast, and accessible. Here's what sets us apart from traditional lenders.
Fast 48hr Approval
We know time is money. Our streamlined digital process means most applicants receive a funding decision within 48 hours — not weeks. No bureaucratic delays, no endless waiting.
No Collateral Required
We look beyond traditional collateral. Your business potential, receivables, and track record matter more than physical assets. We believe in funding businesses on their merit.
Competitive Rates
Transparent pricing with no hidden fees. We offer rates designed for African SMEs — fair, flexible, and tailored to your business reality.
Minimal Paperwork
Simple digital application with minimal documentation. Upload your business documents online, answer a few questions, and we handle the rest. No piles of forms.
Industries We Serve
We specialise in financing businesses across key sectors of the African economy. Our solutions are designed for the unique cash flow cycles of each industry.
Supply Chain & Logistics
We finance businesses in the supply chain and logistics sector, providing working capital solutions that keep goods moving. From inventory financing to invoice discounting, we help logistics companies bridge cash flow gaps caused by delayed payments and long order cycles.
What we offer:
- Invoice discounting for outstanding receivables
- Inventory financing to stock up without cash strain
- Fuel and operational cost bridges
- Quick access to funds for last-mile delivery expansions
Food & Beverage
Food and beverage businesses face unique cash flow challenges — from seasonal demand swings to perishable inventory pressure. We provide tailored funding solutions that help restaurateurs, caterers, food processors, and distributors maintain steady operations and seize growth opportunities.
What we offer:
- Bulk raw material procurement financing
- Equipment and kitchen upgrade loans
- Seasonal working capital for peak periods
- Receivables financing for institutional supply contracts
Construction
Construction companies often tie up significant capital in ongoing projects while waiting for milestone payments. Our funding solutions help contractors and builders maintain project momentum without stalling due to cash flow constraints.
What we offer:
- Project-based working capital advances
- Material supply financing
- Equipment leasing and purchase loans
- Invoice discounting on certified completed works
Our Financing Solutions
Whether you need quick cash against unpaid invoices or longer-term capital for growth, we have a solution tailored for your business.
Invoice Discounting
Unlock cash tied up in unpaid invoices. Get up to 85% of your invoice value within 24 hours and repay when your customer pays.
Working Capital Loans
Short-term funding to cover operational expenses — payroll, rent, inventory, and supplies — so your business never skips a beat.
Growth Capital
Medium-term financing for expansion initiatives: opening new locations, launching product lines, or scaling production capacity.
Supply Chain Finance
End-to-end financing that covers the entire supply chain — from raw material procurement to delivery and distribution.
Equipment Financing
Acquire or upgrade essential equipment — vehicles, machinery, kitchen equipment — without depleting your working capital.
Contract Financing
Funding secured against awarded contracts. Ideal for businesses that have won contracts but need capital to execute them.
How It Works
From application to funding in three simple steps. No bureaucracy, no endless waiting.
Apply Online
Fill out our simple digital application with your business details and funding needs. Upload your documents and submit.
Get Assessed
Our team reviews your application within 48 hours. We assess your business potential, not just your credit history.
Receive Funding
Once approved, funds are disbursed quickly. Use the capital to grow your business and repay on flexible terms.
Why FedaCash?
We're not a traditional bank. We're a financial partner built for the way African businesses actually operate.
Fast Approval
Get decisions within 48 hours. No long waiting periods or bureaucratic delays.
Minimal Paperwork
Simple digital application. Upload your documents online and we handle the rest.
Competitive Rates
Transparent pricing with no hidden fees. We offer rates that work for African SMEs.
Flexible Repayment
Repayment plans tailored to your cash flow cycle — not a one-size-fits-all approach.
Business Support
Beyond funding, we provide financial insights and tools to help you manage and grow your business.
No Collateral Required
We look beyond traditional collateral. Your business potential and receivables are what matter.
Eligibility & Requirements
We've made our requirements straightforward. If your business is operational and generating revenue, you likely qualify.
Basic Requirements
- Registered business operating for at least 6 months
- Verifiable revenue stream or active contracts
- Valid business documentation (registration, tax ID)
- Bank account in the business name
- Clear record of business transactions
What We Look For
- Consistent revenue stream or active contracts
- Clear business ownership and structure
- Potential for growth and repayment capacity
- Commitment to transparent financial records
- Willingness to leverage digital financial tools
Ready to Unlock Your Business Potential?
Whether you need working capital to fulfill an order, equipment to scale production, or invoice financing to smooth out cash flow — FedaCash is here to help. Join hundreds of businesses already growing with our funding solutions.
